We will audit your personal insurance program to confirm a balanced level of coverage for you and your family. 

The first step in analyzing the coverage needs of a family or individual is to review the exposures to loss and lifestyle. We then analyze the financial impact of various hypothetical loss scenarios to determine appropriate levels of both self-insurance and catastrophe protection. With this information, we determine the best fit with our insurance company partners to achieve the best balance of broad coverage and cost effectiveness. 

No one wants to pay insurance premiums! However, as you know, it is only when disaster strikes that the value of the protection provided can be fully appreciated…the response to our claim - a major flood of our property that destroyed ceilings, floors, light fixtures and personal items - was instant and complete.
— Joe P.